Financial Review

The value of pensions and investments can fall as well as rise, you may get back less than you invested.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Do you have a shoebox full of financial paperwork? Sometimes life is just too busy to take control and sort our financial affairs out, we can help you with that.

We offer a full financial review service in the following areas:

• • Wealth Management;

  • Retirement Planning;

  • Mortgages;

  • Annuities;

  • Personal Protection & Business Protection;

  • Private Medical Insurance;

  • Group Personal Pension Schemes.

Protection

You might be more familiar with insuring your home but do we think enough about insuring our greatest asset, ourselves?

Events in our life time which could affect your level of earnings and your ability to pay your bills include:

• Short-term or long-term illness;

• Redundancy;

• An accident;

• A serious illness;

• Death.

We will review any plans you have in place to determine if they are sufficient to meet your needs.

Savings/Investments

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

Maybe you are investing for:

• A specific goal;

• A rainy day fund;

• Maintaining a good standard of living.

Our approach to investment and savings advice is for us first to understand your current financial situation, your goals and your attitude to the risk you are prepared to take with your money. These are some of the most important parts of obtaining the correct investment for you.

With our expert advice we will ensure that the solutions presented are right for you. So whatever your goals are to save for a wedding, university fees or for a rainy day we will help you make an informed decision.

Mortgages

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority do not regulate some buy to let mortgages.

Purchasing a property is likely to be one of the largest financial decisions you will make.  In today’s climate, therefore, it makes sense to get financial advice to find you the most suitable mortgage product to fit your personal circumstances.  We can offer advice on most types of mortgages including:

• First time buyers;

• Re-mortgages;

• New homes;

• Buy to let;

• Capital raising for home improvements;

• Second homes;

• Right to buy from local authority.

Pensions

The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Our approach to retirement planning is for us first to understand your current financial situation, your goals and your attitude to the risk you are prepared to take with your money and your future.

We will help you:

• Get ready for Retirement;

• Understand how to best maximise your tax allowance;

• Navigate the choices.